Understanding health insurance is central to affording and accessing health care in the United States. Efforts to support consumers in making wise purchasing decisions and using health insurance to their advantage would benefit from the development of a valid and reliable measure to assess health insurance literacy. This article reports on the development of the Health Insurance Literacy Measure, a self-assessment measure of consumers' ability to select and use private health insurance.
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Created by the Affordable Care Act, the Patient Centered Outcomes Research Institute (PCORI) funds patient-centered comparative effectiveness research (CER). This new form of research uses patients, clinicians and other key stakeholders as co-investigators in research that compares the benefits and harms of different treatments or care delivery approaches. The goal is to improve informed decision-making by answering the questions that matter most to patients and other clinical decisionmakers.